The Attorney’s Guide To Credit Repair

by RoseMarie Pierre

The Attorney’s Guide to Credit Repair was written by David Shapiro a financial services lawyer with 27 years of experience in the business. He has earned for himself a reputation as an expert in the area of credit restoration.

Shapiro uses the federal law, the Fair Credit Reporting Act (F.C.R.A), passed in May 25,1970, to create the step by step method of his book.

Shapiro uses the law to remove negative credit entries that are not 100% accurate and verifiable, and he also uses the fact that 80% of entries in the three major credit bureaus (Trans Union, Equifax and Experian) are also inaccurate and requests their removal.

In The Attorney’s Guide to Credit Repair Shapiro debunks the myth that is propagated by the credit card companies and the banks that bad credit will be on a consumer’s record for up to ten years and that nothing but the passing of time will cure.

It is a sad fact that many consumers suffer with bad credit on their credit reports for longer that they need to because of the misinformation they receive and accept.

The step by step method Shapiro uses in his book will improve the consumers’ Fico score. He uses the F.C.R.A law and the inaccurate information dispute process of the credit bureaus to accomplish that.

He explains how the the Fico score affects approval for credit and how points can be added to the credit report by removing inquires from the report. He provides carefully crafted dispute letters for consumers to forward to the credit bureaus.

The guide will allow anyone to get the credit they need to change their lifestyles and achieve their goals. The Attorney’s Guide to Credit Repair uses unique techniques, is written in an easy step by step fashion to erase bad credit and raise the credit score in a very short amount of time.

Because the current laws allow for the removal of any credit entry that is not 100% accurate and verifiable, The Attorney’s Guide to Credit Repair is guaranteed to increase the Fico score.

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Tags: credit check, business credit, credit card debt