What is a balance transfer?A balance transfer can be explained simply as a balance transfer! When a balance is transferred usually from a credit card, but possible from a bank account or loan to a credit card with a offer interest rate (usually 0%) for a set period. It does not have to be the entire amount. Read full article….

5 Killer Steps to avoid Credit Card SCAMS!

Tags: credit rating, credit report, home equity credit

You’ve just received a ‘pre-approved’ credit card offer in your mail. Without wasting a minute you’re ready to accept it, especially if it’s the ‘before-the-offer-expires’ one. Read full article….

Will Inquiries Lower Your Credit Score?

Tags: credit, credit report score, credit repair

Legal and Easy Ways to Repair Your Credit Report, Save Money, Avoid Scams, and More. Attorney Prepared Credit Report Repair.

Credit Reports: Find out why you have been refused Credit.

Tags: credit score, credit card, credit rating

There are multiple reasons that tell us why we should have a 700+ Credit Score, but these five facts will definitely give you the big picture and hopefully will drive you to want to fix your credit score starting today.Fact #1: Did you know that consumers with Credit Scores of 700+ are likely to get interest rates up to four points lower than those with scores under 640. Read full article….

Taking Control of Your Credit History

Tags: credit report, credit repair, bad credit loan

On one hand consumers are being universally criticised for running up significant amounts of debt on credit cards, yet conversely many companies are capitalising on the growing credit card debt, from charities and political organisations to football clubs, the Association of Surgeons and somewhat ironically ActionAid, an international development agency whose aim is to fight poverty worldwide.Financial comparison site moneynet. Read full article….

Credit Report – How Your Credit Score is Determined

Tags: credit report, credit rating, bad credit loan