When you apply for a loan or a mortgage, the first thing the lender does is to check your credit score. Based on your credit score, the lender decides the amount of finance you are eligible for and the interest rate at which you will be charged. Read full article….

Five Credit Card Billing Problems and How to Fix Them

Tags: credit check, business credit, home equity credit

A consumer credit report is a factual record of an individual’s credit payment history. It is provided for a purpose permitted by law: to help a credit grantor or lender quickly and objectively decide whether to grant you credit. Read full article….

Credit Card Disclosure Table – Do You Understand It All?

Tags: credit rating, credit counseling, bad credit loan

YOU SCRATCH MY BACK, AND I’LL BUY SOME MORE BEER!Let’s just take a brief moment to recap:If you’ve been following along on this journey with me, learning the 5 Super-Charged secrets to Credit Card Utopia, then you now know 3 very important things:You now know how to take advantage of zero to low interest credit card offers.You now know that there is safety in numbers, and you know the magic ‘Who’s Who’ of the major credit card companies. Read full article….

Credit Cards: What is the Universal Default Clause?

Tags: credit card, credit check, credit repair

Establishing credit and wisely managing your credit becomes easier when you know how. You’ll feel empowered by taking knowledgeable steps towards good credit, and you’ll be on your way to purchasing real estate and greater financial freedom. Read full article….

Rewards Cards – Are They Right For You?

Tags: credit report score, credit report, credit check

Having a credit card is a wonderful convenience for those times when you don’t have immediate access to your cash. It can allow you to purchase something on time for which you can pay later, thereby giving you the ability to afford something NOW that you’d have had to save for later. Read full article….

Can You Acquire Good Credit Overnight? You Bet

Tags: credit card debt, credit rating, bad credit loan